Safety Strategies for Shopping Online
Safety Strategies for Shopping Online
Fraud with credit cards seems to be all over the place and criminals love using the internet to steal credit card data because of the security it provides. Many consumers think the only option to be secure is to avoid shopping online all together. While this is a way to avoid one's credit card details from getting stolen and hacked, it also means that it is impossible to ever again shop online. The online marketplace for goods and services is expanding at a rapid pace because consumers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would have lost out on the great bargains. Utilizing this method to prevent credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. It is true that one wouldn't become a victim in any terrorist plot that involved planes, however it also means having to deal with the inconvenience of not being able to fly when traveling. As with everything else that happens in the world, the trick is not to escape the problem but to comprehend the issue and adopt an effective strategy to reduce the chance of becoming a victim of fraudulent credit card transactions when you shop on the internet.
In the beginning, let's discuss ways to prevent fraud with credit cards is already happening. There's no need to be in a panic. When a cardholder discovers that their credit card details have been compromised and the credit card company will not hold the cardholder liable for any charges that are fraudulent, even for charges that were not made prior to reporting the credit card information is stolen. A credit card provider will then shut down Amazon gutschein that card from further use and issue a new card within one or two weeks, but this is still an inconvenience most people would prefer not to go through, if possible.
Next, online shoppers could use the Google safe Browsing Tool to check if the website is safe to visit and if one can trust Google obviously. This tool will report whether a website is not safe or not, when Google last checked it, if the website was involved in any suspicious activity previously, as well as report whether it's linked to any suspicious websites, even if the site itself isn't doing anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address, Google's tool will bring an easy half-page report on whether the site that you are looking at is secure or not.
Another layer of protection you can take while shopping online is to use trusted 3rd payment options. Most people have had the pleasure of using PayPal. They are probably the most popular third payment method used in the world. They allow for customers to make payment for goods and services via them. For instance, when a customer buys something, she is not directly paying the site she is shopping on. The amount is due to PayPal Then PayPal will pay the merchant which means the merchant never sees her credit card information and her credit card information wasn't transmitted via the internet during this transaction. It doesn't matter if the buyer shops on one or more websites. So long as the payment method of a third party was used, credit card information was never transmitted so, that information is not floating around on online at each website a purchase was made. Other 3rd party payment methods that are similar to PayPal comprise, Google Wallet and Amazon Payments.
Armed with this knowledge, online shoppers can make sure the websites they visit are secure to shop at and make sure they do not input sensitive information while making purchases. So, there is no reason to ignore every opportunity to save money on shopping online due to fear of your credit card details being stolen.